Our Practice
For over 30 years, Werth Wealth Management has specialized in delivering comprehensive wealth management strategies to everyday families, businesses, high-net-worth individuals, foundations, endowments, and corporate retirement plans.
Our Firm
Our Advisors Help Enhance Lives
We believe that financial and retirement planning should be individualized to take full advantage of the many options available, knowing there is no right way for all- there is only one right way for you. That personal attention has helped us create long-term relationships with clients based on trust and transparency. We will analyze what can work best to help strive for your goals and expectations. The people you meet at Werth Wealth Management aspire, each day, to add value to your financial life and deliver competent guidance you can trust.
Financial Planning
Financial planning is the foundation to comprehensive wealth management. Understanding where we are at, where we want to be, and how to fill the gap is essential to any person’s financial aspirations, especially when those aspirations include building multi-generational wealth for the benefit of our families, churches, schools, and the greater community.
We face a seemingly endless stream of financial questions at every stage of our life.
While accumulating our wealth many of those could be:
- What is a reasonable expectation for retirement?
- What does it take to retire?
- What happens to my family if something happens to me?
- What would I do if I could?
After we successfully navigate these questions and obtain wealth through hard work and smart money choices, the questions only become more complex:
- Do I have a strategy that will allow me to retire and stay retired?
- What is my philosophy about legacies, heirs, charities?
- Do I have a strategy that allows me to do this and still leave behind something meaningful?
- How do I make sure my assets make it to the people I love the most?
Although the situations and questions we will face on our financial journey are sure to be complicated, financial planning doesn’t have to be. Through comprehensive financial planning these questions are made manageable, enhancing life by allowing you and your family to live with confidence.
Investment Management
The Werth Wealth Management approach is an action plan that translates your current financial situation into a future-focused investment strategy. We help you achieve your goals and live with confidence.
Portfolio Construction:
Determine Asset Mix – Determine the appropriate allocation to stocks, bonds, and cash based on liquidity needs, risk preferences, return objectives, market conditions, and relative attractiveness between asset classes.
Narrow Security Universe - Overlay proprietary conviction ideas with investment ideas of value-oriented outside investment managers and research teams to narrow the universe of marketable securities for further analysis.
Conduct Fundamental Research - Evaluate narrowed security list for investable ideas, assessing companies’ balance sheets, credit ratings, earnings potential, management teams, valuation, and shareholder orientation.
Set Position Allocations - Our allocation approach strives to balance concentration and diversification so that investors’ portfolios are adequately diversified to limit short-term fluctuations in asset prices yet sufficiently concentrated to capitalize on high-conviction ideas.
Adjust Fixed Income Portfolio - Position fixed income portfolio to ensure sufficient diversification from equities, liquidity for equity investment or distribution, and interest income. Duration, maturity, credit quality, and yield are among the factors monitored and managed within the fixed income portfolio.
Company Retirement Plans
Understanding what 401(k), 403(b), IRAs, Defined Benefit, and Defined Contribution are and what they mean for your business can be a challenge.
We have years of experience in helping businesses of all sizes offer retirement benefits and education to our clients’ employees. By implementing the right employee retirement plan, businesses can benefit by attracting and retaining quality employees while reducing fees and taxes.
Werth Wealth Management has the expertise to help any sized business service their existing plan or find a new one. Making sure employees have quality education is one of the best ways to enhance their lives. We pride ourselves on helping businesses understand what plans best suit them to maximize benefits for employees and owners.
Contact Us
Get In Touch Here!
(785) 628-1712
1200 Main Street 6th Floor Hays, KS 67601